Full job description About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description The Global Data Science team at Visa leverages our rich data - spanning over 3 billion card accounts and 100 billion transactions per year- and other third-party data sources to solve meaningful business problems. We are seeking an Associate Data Scientist to support the data science efforts for Visa’s Global Consumer Payments Data and Analytics team. The role is part of the Global Data Office and will work closely with senior data scientists and business partners in day-to-day operations, as well as supports strategic initiatives prioritized by Visa’s Chief Data Officer. This associate will contribute to executing an analytics agenda that delivers insights and AI-powered solutions to improve Visa’s products and services. Essential Functions: Hands-On Data Science & Innovation Contribute to the development and deployment of analytics and machine learning models, supporting use cases from data exploration through validation and implementation under guidance from senior team members. Apply Generative AI techniques (e.g., prompt engineering, LLM-based text analysis, summarization, and classification) to enhance data analysis, insight generation, and internal workflows. Leverage largescale datasets using tools such as SQL, Python, R, or Hive, combining traditional statistical methods with ML and GenAI-assisted approaches to uncover trends and actionable insights. Use AI-powered development tools (e.g., coding assistants, AutoML, and notebook automation) to accelerate experimentation, improve code quality, and increase productivity. Build and maintain BI dashboards and reports, and support user adoption through documentation, walkthroughs, and guidance on best practices for BI usage. Develop intuitive visualizations and dashboards to communicate insights and model outputs to technical and non-technical audiences. Support model deployment and monitoring efforts, collaborating with data engineering teams and following established MLOps, data governance, and responsible AI guidelines. Business Partnership & Strategy Partner with product, marketing, operations, and finance teams to understand business questions and translate them into analytical tasks. Assist in framing business problems into analytical approaches, contributing to data-driven solutions that inform product and operational decisions. Present insights and recommendations using structured storytelling, clearly explaining assumptions, limitations, and potential business impact. Support prioritization of analytics initiatives by considering business value, data availability, and technical feasibility in collaboration with senior team members. Cross-Functional Collaboration Communicate technical findings in simple, actionable terms to nontechnical partners and stakeholders. Help drive adoption of analytics solutions by validating results, documenting methodologies, and demonstrating how insights address real business needs. Collaborate closely with cross-functional teams to iterate on analyses and improve solutions based on feedback.